Are You Using Free Hosting Services?

Free web hosting is in many cases the most basic web hosting service that you can sign up with, and there are many free hosting providers available on the internet. The companies providing the free hosting accounts usually finance this by ads on the web sites that are hosted.

Another feature about free web hosting services – they are usually extremely limited. If you get a free hosting service, you are forced to have ads on the top and perhaps even on the bottom of your website, and depending on what your website is all about, it may not fit at all. However, if you are amongst those just starting out on the internet, a free hosting account may very well be the best option, since you probably don’t have a lot of traffic, or just a small site.

The type of domain that you receive when you sign up for a free web hosting account is usually a subdomain with the name that you pick (yourname.somefreewebhost.com) or a name in a directory (somefreewebhost.com/yourname). For example, if the name of your free host is the000webhost.com, then your web domain would be yourbusiness.the000webhost.com.

If you are a newbie, this is the type of account that you would probably want to get, but you should be aware of some of the shortcomings this sort of free web hosting account has, especially if you are looking for more advanced options:

Firstly, many free hosting accounts do not support databases. Databases are usually used for online data retrieval routines, or to manage dynamic content on your site, such as a wordpress blog. Many of these free web hosting sites do not even support the most widely used package called mySQL!

Secondly, the free webhosts may not support multiple email accounts; in fact they only give you one email account, which is usually a web based internet account (aka webmail).

However, recently some new companies has emerged, that will in fact give you a free hosting account without the recenly mentioned shortcomings; you get PHP, mySQL, email accounts and lots more! One of them is a free webhosting service found at the000webhost.com. They even allow you to host your own domain (a perfect reason to finally purchase a domain of your own), and you are not forced to display ads or anything like that. How’s that for an improvement!

The downside? – They will disable your account after 15 days without traffic, which could be a problem if you are just starting out. Some would call it a blessing, since it will force you to come up with new and fresh ways to generate web traffic to your site.

By Anders Eriksson, CEO and Owner Datorsam

Are mortgage rates going up or down?

Mortgages are getting more complicated as lenders look more closely at your ability to repay.

It sounds like an oxymoron to say – lenders are looking more closely at your ability to repay. You would have thought that anybody lending a homeowner $500,000 would have always looked closely, in fact real y close. Not so it seems by our current economic situation where banks could in the last decade resell your mortgage to large syndicates to supposedly spread the risk around.

In the end maybe it is not such a bad thing to refocus our attention on the implications of taking out a large mortgage in uncertain times.

At Kelleway Mortgage Architects, Glen Kelleway has been helping his homeowner clients for years navigate the requirements of a mortgage application. Shopping around for the best lenders has always been a given. Economic downturn aside, it always pays to get the best deal when borrowing large sums of money.

Refinancing a current mortgage to lock in interest savings is a technique that many are using to take advantage of the lower interest rates currently available. Setting up tax deductible mortgage payments is also a popular strategy in Canada that many are employing to stretch their household budget by being more creative with their monthly pay cheques.

Recently licensed in the Province of Alberta, Glen Kelleway is surviving the current economic uncertainty by providing personal service. If you’re needing a new mortgage in British Columbia or a mortgage in Alberta contact Glen today. It a phone call that could save you thousands of dollars in the next few years.